Raising FinanceInnovative funding for large and small businesses


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business funding optionsA bank loan is not the only way you can raise money to fund your business. Ever thought about borrowing from private investors – but don’t want to part with any of your shares?

We have access to businesses who specialise in lending without sacrificing your share capital nor the need to go to your bank – or indeed where banks don’t have the appetite to lend.

There are several ways of funding your requirements and we are privileged to work with many lenders. We are totally independent so can sweep across many lenders and don’t forget we don’t charge you a penny; we are paid by the lenders and only if a satisfactory outcome is achieved. It is in our interest to match you to the right cocktail of borrowing as quickly as possible.

Contact us if only for an informal chat and we can give you the details

Invoice Financing

Cash tied up when you invoice a customer and you have to wait 30, 60 or 90 days to get paid.

Invoice finance releases a percentage of that cash tied up (typically 80%) and when your customer pays, you get the other 20%.

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Factoring allows you to access money tied up in “debtors” – that is money that is owed to you by your customers.

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Invoice Discounting

Invoice Discounting, like Factoring, enables you to access up to 80%, or even higher, of the amount outstanding from your customers – the main difference between Invoice Discounting and Factoring is that you keep control of your outstanding invoices and credit control.

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Forward Finance

If your sales are up to £300,000 per year you may want to look at Forward Finance.

For a flat fee of typically 3.75% (total cost including fees and interest) you can access a credit line of up to £75,000 against your outstanding invoices.

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This is a more flexible funding option than a bank overdraft.

An amount is agreed based on your past sales and a daily rate of 0.05% is charged if you need to use it.

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Trade Finance

Do you import?

Or would you like to import?

There are often times when you know you can buy better by importing goods from abroad but foreign suppliers often need paying before sending the goods and therefore before you can sell them and invoice them.

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Construction Finance

At last – finance for sub-contractors who make Applications for Payments and maybe suffer CIS deductions!

Just like invoice discounting and factoring we have funders who will help sub-contractors with their cash-flow.

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More information

For more information and an informal, friendly, no obligation discussion contact us today on 01623 821566 or send an email via our contact form.

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Contact Information

business funding

No Need For Bank is completely independant. You can have full confidence in our advice.


Edwinstowe House
NG21 9PR
United Kingdom


01623 821566



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